The money I get from CF has helped ease my monthly budget by a considerable amount as a 3rd world country college student. But it could help even more if paypal did not take such a big cut of every transaction. Here's an example of how much I actually earn from a $100 payout with the USD -> BRL exchange at 1 dollar to 5 reais on PayPal vs how much I would on a platform with friendlier operation fees, such as Wise:
PayPal
100$ * 5 = R$500.00
6,38% IOF (or TOF, Tax on Financial Operations) + 3.5% profit margin on currency exchanges = R$450.60
Wise
100$ * 5 = R$500.00
1.24% operation fee (IOF fee is included) = R$493.80
Having more payout options would benefit greatly developers, specially those on countries where Amazon Gift Cards are not available either (Amazon BR gift cards pls?)
Absolutely. Currently we're just dumping 4-5% of the rewards program into paypal. Unecessarily.
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